Do You Need Storage Insurance?

Having storage insurance is the difference between a bad day and a horrible day. Imagine having all your items gone in an instant without any financial help to replace them. That is the risk you take when you choose not to buy insurance. Still confused? Read below for more.

Do I Need Storage Insurance?

Homeowners & Renters Insurance

Often times homeowners or renters insurance will cover your storage unit. The problem is that it usually has a cap on how much it will cover. Which is sometimes 10% of your regular deductible. You need to decide whether the items that you are storing can be replaced by the potential payment you would receive from your homeowner/renters insurance. If it does not, buy insurance.

Items NOT Covered

Read the fine print of any coverage you have outside of storage insurance. Some items may not be covered and when the unimaginable happens. Finding out certain items are not covered when its too late is sure to put a damper on your day. Some of these items could include:

Silverware
Firearms
Jewellery
Fur Coats
Highly Collectible Items

Business Insurance

If you are using our units for business storage, be sure to check whether your business insurance covers these items. Just double-check for a storage insurance clause in your business insurance contract. More then likely it can be negotiated in if you have not bought a policy yet.

Ask Us

We know storage and we know storage insurance. If you have any questions regarding our insurance policy and terms give us a call or send us an email. We will do our best to make sure you fully understand the fees, what is covered and how to make a claim. For any other outside insurance inquiries, we suggest you call your agent dealing with it.

Need fully insured and protected storage today? Contact Us now and will set you up on your way.

sweda

Mike Olsen

18:58 16 Oct 19

This is inexpensive storage that operates 100% as advertised - they do not offer 24/7 access and do not charge 24/7 access pricing. They are incredibly responsive to requests to unlock doors and provide access. It is not fancy but if you need a clean, dry place to store your stuff, you can't beat these guys. Don't expect bells and/or whistles but you also won't be paying for them.

Dave Shirlaw

01:54 10 Jun 19

Have to phone to have buildings unlocked. Annoying.

megan chow

23:06 21 May 19

sara ~

01:04 25 Sep 18

Prices are 1/2 the price of other storage units but it shuts down (locked gates) from 10 am - 6 pm except if you have the enormous ground level outside facing units. Those hours are impossible. The technology getting items up to the second story is an actual forklift thats made stationary. You balance your items up the forklift (and you raise the wooden pallet up yourself) Then you must walk up stairs and hope their is a dolly available to wind precariously around tiny turning hallways. Budget carpentry and ancient carpet in the units. The trolleys sound and feel like their from 1980's and are either coached to disobey or they keep their own counsel. They say its secure but I had a neighbor pick something up and they weren't even asked for permission. I explicitly stated only I was to have access. They said they do not let it happen. The locks are your own, but the flip closure is attached by 3/4 wood screws easily and possibly quite quietly could be opened and emptied with no one batting an eye. A kid could detach it with anything. They have "24 hour security" which means a guy lives on site. Does he/she have CCTV access? Probably not, nor would you want that job. Are there motion sensors? Not likely as sometimes the lights won't turn on and finding a switch in the straggly wandering corridors is impossible. They do not offer insurance. You have to sign forms saying all the things you will and won't do, but they are not liable if anything happens: theft, fire, water, vandals, pests etcSo despite all those complaints, its still 4/5 only because of the prices.