What Is Self Storage Insurance?

If you have ever rented a self storage unit, the property manager probably talked with you about getting insurance that is designed specifically for self storage. At North Shore Storage, we have all the information you need about self storage insurance.

What is Self Storage Insurance?

Self storage insurance is designed to cover the contents of your self storage unit. As with any insurance, it’s there to protect you if anything were to happen to your belongings while they are in storage. Fortunately, most tenants will never have to file a claim, but it’s good to know if something happens to your stuff that you are covered.

Self storage insurance will cover a multitude of things, such as fire and smoke damage, roof leaks, burglary and theft, rodent and insect infestation, natural disasters, and even in transit coverage within a 100-mile radius of your storage unit. When you select one of our third-party insurance options, the manager will provide you with contact information so you can speak with an insurance agent to get answers to any question you could possibly ask.

Another common question is the cost. The property manager can help you decide which level of coverage will best suit your needs, so be sure to ask questions while you are in the rental office. Almost all personal and business property you keep in storage is eligible for coverage.

Many tenants ask why they need to have self storage insurance. We care about your storage experience and your stuff! Trust me, you want your stuff to be covered in case the unexpected happens. And, it is our company policy. It’s up to you whether you purchase a third-party policy through us or provide proof of coverage through your homeowner’s or renter’s policy. There are a few things to keep in mind about choosing our third-party options versus your own policy:

Choosing a third-party policies means your contents are covered. Your homeowner’s or renter’s policy may not cover self storage. Be sure to talk to your insurance agent and read over your policy closely to see if you have coverage.

If you have any questions about self storage insurance and why you need it, you can contact us or give our property manager a call and he or she can direct you to the correct person to have your questions answered. As the saying goes, if it is worth storing it is worth insuring!

sweda

Mike Olsen

18:58 16 Oct 19

This is inexpensive storage that operates 100% as advertised - they do not offer 24/7 access and do not charge 24/7 access pricing. They are incredibly responsive to requests to unlock doors and provide access. It is not fancy but if you need a clean, dry place to store your stuff, you can't beat these guys. Don't expect bells and/or whistles but you also won't be paying for them.

Dave Shirlaw

01:54 10 Jun 19

Have to phone to have buildings unlocked. Annoying.

megan chow

23:06 21 May 19

sara ~

01:04 25 Sep 18

Prices are 1/2 the price of other storage units but it shuts down (locked gates) from 10 am - 6 pm except if you have the enormous ground level outside facing units. Those hours are impossible. The technology getting items up to the second story is an actual forklift thats made stationary. You balance your items up the forklift (and you raise the wooden pallet up yourself) Then you must walk up stairs and hope their is a dolly available to wind precariously around tiny turning hallways. Budget carpentry and ancient carpet in the units. The trolleys sound and feel like their from 1980's and are either coached to disobey or they keep their own counsel. They say its secure but I had a neighbor pick something up and they weren't even asked for permission. I explicitly stated only I was to have access. They said they do not let it happen. The locks are your own, but the flip closure is attached by 3/4 wood screws easily and possibly quite quietly could be opened and emptied with no one batting an eye. A kid could detach it with anything. They have "24 hour security" which means a guy lives on site. Does he/she have CCTV access? Probably not, nor would you want that job. Are there motion sensors? Not likely as sometimes the lights won't turn on and finding a switch in the straggly wandering corridors is impossible. They do not offer insurance. You have to sign forms saying all the things you will and won't do, but they are not liable if anything happens: theft, fire, water, vandals, pests etcSo despite all those complaints, its still 4/5 only because of the prices.